Protect Your Drive with Drivofin Insurance
Shield your vehicle against India’s unpredictable roads with tailored car insurance from Drivofin. With 26+ years serving 10,000+ customers, we offer instant quotes, seamless renewals, and cashless claims at 10,000+ network garages. From mandatory coverage to comprehensive protection, add zero depreciation for maximum payouts and save up to 75% with No Claim Bonus.
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Types of Car Insurance We Offer
- Covers own damage, third-party liability, theft, fire, and natural disasters
- Complete protection for accidents and unforeseen events
- Transferable NCB saves 20-50% on renewals
- Ideal for new and luxury vehicles
- Mandatory by law under Motor Vehicles Act
- Covers damages or injuries caused to others only
- Affordable premiums, annual renewal required
- Does not cover your own vehicle damage
- Get full claim value without depreciation deductions on parts
- No reduction for plastic, metal, or rubber components
- Increases claim payout by 20-30%
- Essential for cars under 2 years old
- Ideal if you already have an active third-party policy
- Covers only your vehicle's damage from accidents, theft, fire
- Cost-effective upgrade for existing coverage
- Perfect for renewing third-party owners
Popular Insurance Add-Ons
Engine Protection
Covers engine/gearbox damage from water, oil leaks, breakdowns
Roadside Assistance (RSA)
24/7 support: flat tyres, towing, fuel delivery, taxi service
Return to Invoice (RTI)
Full invoice value on total loss/theft, no depreciation applied
Personal Accident Cover
Protection for driver/passengers in accidents
Simple 4-Step Claims Process
Immediate
Intimation
Report within 24 hours via call or WhatsApp
1
2
Surveyor
Assessment
Damage inspection within 24 hours at spot/garage
Cashless
Repairs
Network garage repairs, no upfront payment
3
Claim
Settlement
Approval and payment within 7-10 days
4
Eligibility & Renewal Rules
Who Can Buy?
Vehicle owners 18+ with valid RC book
New Policy
Within 120 days of vehicle purchase
Renewal
Before expiry to retain NCB (up to 75% discount)
Premium Factors
Car age, model, city, NCB, add-ons selected
Required Documents
New Policy
RC copy, vehicle invoice, KYC (Aadhaar/PAN)
Renewal
Previous policy copy, RC, valid PUC
Digital Process
Upload via app, instant policy delivery
Key Benefits
Lightning quotes
2 minutes via app
Cashless network
10,000+ garages nationwide
NCB protection
Up to 75% premium savings
24/7 claims support
Dedicated manager assigned
FAQs
Is third-party insurance enough protection?
No, it only covers damage to others. Add comprehensive or own-damage for your vehicle protection.
What does zero depreciation actually save me?
20-30% higher claim amounts by eliminating parts depreciation deductions.
Can I buy standalone own-damage if I have third-party?
Yes, perfect combination for cost-effective full coverage.
What happens if I miss renewal by a few days?
Lose NCB discount and may need inspection. Renew 60 days early.
Are add-ons worth the extra premium?
Yes, zero dep + RSA covers 80% of claim scenarios better.
How to transfer NCB to a new insurer?
Submit renewal notice within 90 days of expiry.
Cashless repairs at non-network garage?
Reimbursement option available, network preferred for speed.